Down Payments

Why Mortgage Pre-Approval Should Be Your First Step in South Jersey Home Buying Finding that perfect South Jersey home is exciting. Getting pre-approved for your mortgage first makes it possible. Local buyers in towns like Sewell and Marlton who start with pre-approval gain a real advantage. Whether you're planning to buy soon or just exploring options, pre-approval should top your list. Here's why it...

  If you've served in the military (or your spouse has), you have access to a powerful homebuying tool. The ability to buy a home without needing a down payment. Unfortunately, 70% of Veterans don't know about this benefit, according to Veterans United. That's a huge missed opportunity for those who've earned this benefit. Many Veterans in Pitman, Medford, and throughout South Jersey could benefit...

Saving for a Down Payment? Here’s What You Need To Know.   If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believe you must put 20%...

Keys to Success for First-Time Homebuyers   Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent...

Your Tax Refund Can Help You Achieve Your Homebuying Goals   Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses. SmartAsset estimates the average American will receive a $1,798...

How To Make Your Dream of Homeownership a Reality According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable. However, it’s unlikely all 28 million Americans will accomplish that goal in the...