Down Payments

How Your Home Equity Could Help Family Buy in South Jersey Watching your kids or grandkids struggle to buy their first home hits hard. You remember how owning a home changed everything for you. The stability. The wealth you built. You want them to have that same shot. But the South Jersey housing market has thrown some curveballs lately. Even with things slowly improving, your loved ones still face real...

The Credit Score Myth That's Stopping South Jersey Homebuyers Many would-be homebuyers in South Jersey aren't sitting on the sidelines because they don't want to buy. They're waiting because they think they can't qualify. Often, their credit score concerns hold them back. A recent Bankrate survey revealed that 42% of Americans believe you need excellent credit to qualify for a mortgage. This belief shows...

Why Mortgage Pre-Approval Should Be Your First Step in South Jersey Home Buying Finding that perfect South Jersey home is exciting. Getting pre-approved for your mortgage first makes it possible. Local buyers in towns like Sewell and Marlton who start with pre-approval gain a real advantage. Whether you're planning to buy soon or just exploring options, pre-approval should top your list. Here's why it...

  If you've served in the military (or your spouse has), you have access to a powerful homebuying tool. The ability to buy a home without needing a down payment. Unfortunately, 70% of Veterans don't know about this benefit, according to Veterans United. That's a huge missed opportunity for those who've earned this benefit. Many Veterans in Pitman, Medford, and throughout South Jersey could benefit...

Saving for a Down Payment? Here’s What You Need To Know.   If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believe you must put 20%...

Keys to Success for First-Time Homebuyers   Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent...