Equity

Why More South Jersey Homeowners Are Giving Up Their Low Mortgage Rate If you’re like many South Jersey homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.” That’s completely understandable. That low rate has been one of your best financial wins. But here’s what you need to remember. A great rate won’t...

Why Buying a Home in South Jersey Still Pays Off in the Long Run   Renting feels much less stressful than buying a home right now. No repairs. No property taxes. No mortgage rate worries. You pay rent and go about your day. But here's what often gets overlooked: renting doesn't help build your financial future. Homeowners in towns like Clayton and Maple Shade grow their net worth simply by owning...

By Mike Lentz | The Mike Lentz Team – Keller Williams Realty Is the South Jersey housing market actually improving for 2026? The South Jersey housing market started moving again in late 2025. Mortgage rates trended down through most of the year. Inventory climbed across Gloucester, Camden, and Burlington counties. Affordability improved as price growth slowed. Two years of buyers waiting on rates and...

Why Your South Jersey Home Equity Still Puts You Way Ahead Seeing headlines about falling home prices might worry you about your own home's value. Let's clear up what this really means for South Jersey homeowners. Even with minor price dips in some local markets, the data shows you're likely still way ahead. This is all thanks to the home equity you've built up. How Home Prices and Equity Connect Home...

If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here’s a trend worth paying attention to: More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able to do the same. No mortgage. No monthly housing payments. A Record Share of...

Want to know something important you probably don’t have a professional check for you nearly as often as you should? Spoiler alert: it’s the value of your home. Because here’s the reality. Your house is likely the biggest financial asset you have. And if you’ve lived in it for a few years or more, chances are it’s been quietly building wealth for you in the background – even if you...