Waterford, NJ Real Estate and Homes for Sale
How much do homes cost in Waterford, NJ?
Over the past 12 months, 110 homes sold in Waterford at a median price of $380,000, and most sold between $301,000 and $450,000. The typical home went under contract in 16 days (Bright MLS, October 2025 through September 2026).
Schools
Public school students in Waterford attend the Waterford Township School District (pre-K through grade 6). For grades 7 through 12, students attend Hammonton Middle School and Hammonton High School under a sending/receiving agreement with that district.
Test scores, enrollment, class sizes and programs for each district are in the state’s School Performance Reports (NJ Department of Education, 2023-24):
Property taxes
In 2025, the average residential property tax bill in Waterford was $7,962, above the Camden County average of $7,766.
Waterford assesses homes at about 60% of market value, so its 4.560% tax rate works out to an effective rate of 2.724% of what a home is worth. At that rate, a home selling at the local median price of $380,000 would pay roughly $10,350 a year, about $862 a month. The actual bill depends on the home’s assessed value.
| Municipality | Average tax bill | Tax rate | Assessed at | Effective rate |
|---|---|---|---|---|
| Waterford | $7,962 | 4.560% | 60% | 2.724% |
| Winslow | $6,562 | 3.695% | 62% | 2.293% |
| Shamong | $10,274 | 3.323% | 62% | 2.052% |
| Berlin | $8,245 | 3.472% | 73% | 2.519% |
| Camden County average | $7,766 |
2025 figures. “Assessed at” is the share of market value used for assessments (effective rate divided by tax rate). Source: NJ Division of Taxation, 2025 Average Residential Statistics and 2025 General and Effective Tax Rates.
The real estate market right now
12-month snapshot (Bright MLS, Waterford Twp, closed sales October 2025 through September 2026):
- Median sale price: $380,000 (110 closed sales)
- Year over year: about flat versus a $384,000 median the prior 12 months
- Typical range: most homes sold between $301,000 and $450,000
- Median price per square foot: $230
- Median days on market: 16 days
- Sale-to-list ratio: 101%
- Sold over asking: 45% of sales
For county-level trends, see our Camden County real estate market report, updated monthly.
Waterford, NJ Homes For Sale Right Now
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