Affordability

The Credit Score Myth That's Stopping South Jersey Homebuyers Many would-be homebuyers in South Jersey aren't sitting on the sidelines because they don't want to buy. They're waiting because they think they can't qualify. Often, their credit score concerns hold them back. A recent Bankrate survey revealed that 42% of Americans believe you need excellent credit to qualify for a mortgage. This belief shows...

Expert Forecasts Point to Affordability Improving in 2026 for South Jersey Homebuyers Wondering what to expect from the South Jersey housing market in 2026? You're not alone. For the past few years, affordability has been the biggest hurdle for most buyers and sellers. Many families in Medford, Audubon, and across our region have been waiting for better market conditions. The good news? Things are finally...

Thinking About Buying a Home in South Jersey? Ask These 5 Questions First. Deciding if you're ready to buy a home in South Jersey can feel overwhelming. You might worry about your finances, today's mortgage rates, and local housing prices. With so much to consider, how do you know when it's the right time to make your move? The truth is, while market conditions matter, your personal situation matters...

By Mike Lentz | The Mike Lentz Team – Keller Williams Realty Why is South Jersey’s 2026 housing market expected to improve? Three projections favor South Jersey’s 2026 housing market. Mortgage rates are expected to ease. Inventory has been climbing across Gloucester, Camden, and Burlington counties. Price growth has slowed enough that affordability is recovering. Buyers will see more...

Turning a House Into a Home: The Benefits South Jersey Homeowners Feel Every Day   We hear plenty of talk about home prices, mortgage rates, and affordability these days. Those factors matter a lot. But there's something worth remembering if you're thinking about buying a home in South Jersey. People don't buy homes just for financial reasons. They buy them for their lives. Homeownership can be a smart...

How To Stretch Your Options, Not Your Budget in South Jersey   One of the biggest homebuying advantages you can give yourself in today’s South Jersey market is surprisingly simple: a flexible wish list. Think of it like this. Your wish list and your budget are the guardrails of your search. When your budget needs to hold firm, there’s another lever you can pull. You can review what...